Dollar-Cost Averaging

Dollar-cost averaging (DCA)—investing the same fixed amount of money in a particular fund (or portfolio) at regular intervals—is a technique that helps you avoid the risk of putting all your money in the stock market at the wrong time. If the stock market is rising, dollar cost averaging will be disadvantageous. Of course, we do […]

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Designating a Beneficiary for Your 401(k)

If you are married, your spouse should generally be listed as your beneficiary on your 401(k), 403(b), or other retirement account, including IRAs. If you do not list your spouse as beneficiary, the entire balance in the account will go through your estate at your death, and will have to be distributed within just a […]

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One Journalist’s Personal 401(k) Story and Lessons Learned

Joe Nocera is a bright guy. Over the course of a lengthy career, the former Fortune executive editor who now hangs his hat at the New York Times has won numerous awards for excellence in business journalism and recently co-authored a penetrating analysis of the financial crisis, All the Devils Are Here: The Hidden History […]

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