Category: Insurance

Health savings accounts are triple tax-advantaged. These accounts have become increasingly popular, as they allow employees access to a tax-deferred means of saving money to pay for medical costs now and in retirement.

PG&E has put Californians on notice to prepare for pre-emptive power outages in an attempt to prevent wildfires. This post addresses what you can do to mitigate losses due to an outage, as well as safety information on generators and general emergency preparedness

If you use rideshare companies like Uber and Lyft, or if you live in an urban area where rideshare companies operate, this article contains crucial information for how to protect your assets.

Although we cannot correct the motivations of evil actors, we can advise you on steps to take now to tighten your security systems, secure your assets, and protect your financial future.

In the aftermath of the devastating California wildfires, now is a good time to review your homeowners insurance coverage. Here are some of the important items that should be covered under your policy, to ensure you are protected.

Once you turn 50, it’s a good idea to start thinking about long-term care. Long-term care is asset protection, and it’s appropriate both before and after you are retired. It is beneficial to purchase this type of insurance by age 55, to lock in a lower rate before you begin to experience a decline in […]

If you can buy it, an “own occupation” long-term disability policy is best. Own occupation coverage provides protection in the event of a disability that precluded you from earning the salary that you are accustomed to earning. Any benefit payments received will be tax-free, as long as you paid the policy premiums yourself and did […]

In the event of your unexpected death or disability, your survivors will have greater security if you’ve thought through and acted on the following: Identify your insurance needs. Do you want to leave a legacy? Or is providing for the comfort of your survivors your main goal? Life insurance provides a lump-sum payment upon death. […]