Hot Takes with a Long-Term Point-of-View

We dig deep into comprehensive financial planning and investment management topics, current events, and market performance.


Explore more than a decade’s worth of time-tested tips and thoughtful commentary on the financial world, current events, and even our firm. 

Health Savings Accounts (HSAs)

Health savings accounts are triple tax-advantaged. These accounts have become increasingly popular, as they allow employees access to a tax-deferred means of saving money to pay for medical costs now and in retirement.

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The Allure (and Danger) of Cryptocurrency

Interest in cryptocurrencies like Bitcoin, Ethereum, and Dogecoin has only continued to grow in recent years. All this attention has many investors wondering what, if any, place cryptocurrencies have in a diversified portfolio, or are they merely speculative investments?

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The Real Costs and Benefits of Cashless Money

Over the past few years, cashless peer-to-peer payment applications (apps) have become very popular. It is estimated that 69.2 million Americans used a peer-to-peer payment app in 2019, and this number is expected to rise to 73.8 million users this year

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Dollar-Cost Averaging

Dollar-cost averaging (DCA)—investing the same fixed amount of money in a particular fund (or portfolio) at regular intervals—is a technique that helps you avoid the

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Enjoy Travel. Plan Wisely.

A lot of work goes into planning a vacation—from figuring out flight logistics and choosing where you’ll sleep, to planning daily activities (or not—maybe you’re spontaneous) and packing.

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Strategic Social Security Income Planning

Many strategies exist to help you maximize Social Security income, depending upon your family situation and stage of life. This article touches upon just three strategies that can be worth hundreds of thousands of dollars to many people.

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How to Hire a Financial Planner

Increase your chances of success by taking time to do your research before choosing a financial planner, and be sure to interview at least two candidates before you commit. Understand the fee structure, since any fees are a headwind to your portfolio returns

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