Hello, Googlers!

If you’re lucky enough to have been at Google for a long time or receive large refresher grants, you may be on track for achieving financial independence early. Our long-term projection work models various scenarios—which may include early retirement, startup investing, or large purchases—to give you the confidence to venture ahead, secure in the knowledge that you have a solid plan.

Also known as insurance planning, risk management can help you protect your assets from catastrophic loss. You don’t want too much insurance or too little, but you do want to cover loss of income or large expenses from events that could harm your health or wipe out your savings. Google employees receive generous insurance benefits, including no-cost term life insurance, the opportunity to purchase additional coverage, and survivor benefits coverage.

We’ll work with you to identify costly gaps and overlaps.

All clients receive ongoing financial planning. Receipt of refresher GSU grants, raises, and bonuses is incorporated into your personal Cash Flow Projection to help with short-term liquidity planning and balance your cash flow needs with your time horizon, ensuring that big purchases are stress-free. We help you preserve your assets by taking appropriate risk with your investments, minimizing income taxes, and protecting what you’ve worked hard to accumulate. Long-term goals and short-term needs are all part of the equation. As your situation changes, or if you want to consider new possibilities for the future, we can quickly incorporate those changes into your plan.