Behind the scenes, via email, over the phone, and in face-to-face meetings, you can expect to receive customized professional services, expertise, and advice. We are available throughout the year to answer financial planning, cash flow, and portfolio questions. We also provide quarterly performance reports and annual reviews, in which we take a deep dive into your personal situation to make sure you’re on track to achieve your goals. Clients receive trade confirmations and monthly statements from the custodian, and we continually monitor mutual fund and ETF investments and periodically adjust portfolios, as your needs and the market change. We rebalance portfolios as necessary, keeping asset allocations in line with objectives. But we also keep a sharp eye on the tax consequences of our actions and only sell if we believe the benefit outweighs the tax cost. Where appropriate, we take advantage of tax loss harvesting.
As comprehensive financial planners we help our clients with all aspects of their financial lives including cash flow, retirement, tax, equity compensation, insurance, college education, employee benefits, estate planning, and charitable giving. These areas are in addition to investment management. While we don’t prepare taxes, sell insurance, or set up estate plans, we have a network of vetted professionals who can help our clients implement recommendations.