Author: Joyce Franklin

The swift collapse of Silicon Valley Bank (SVB) last week has reverberated through the banking industry, scaring regional bank customers and sharply lowering stock prices for this sector.

It’s that time, again. Time to take stock of your overall situation and implement a few tax saving strategies before the end of the year. With the following reminders and tips, our goal is to help you lower your tax bill and get a head start on next year’s planning. Fund Retirement Plans If you […]

One of our two most-popular asset allocations is the 60% stock and 40% bond portfolio.

Health savings accounts are triple tax-advantaged. These accounts have become increasingly popular, as they allow employees access to a tax-deferred means of saving money to pay for medical costs now and in retirement.

Generally, for mortgages obtained after December 15, 2017, you can deduct all of the interest you pay on a home mortgage, up to $750,000, as…

Roth IRA conversions have gained popularity, thanks to the removal of the income cap on conversions several years ago. A Roth IRA allows your principal and earnings to grow completely tax-free, because contributions are made to a Roth IRA after tax.

Putting away part of every paycheck for your future is a powerful way to set yourself up for financial success. If you have a 401(k), 403(b), or 457 plan, you can contribute $22,500 in 2023. If you’ll be at least age 50 by December 31 of 2023, you can make an additional contribution of $7,500, […]

If you are confident that you have excess capital beyond your retirement and life-spending needs, you may use a Roth IRA for estate planning.

Think back to December 2019. The economy was humming. Unemployment, interest rates, and inflation were at historically low levels. But then what happened?

Looking back on stock returns in 2022 may feel like a gloomy exercise, but pull back and look at combined returns for the past four years and things don’t look bad.